★★★★★ G
"Tree Wizard did an outstanding job! They bid two large jobs for me and got to them quickly. On top of that, th…"
Insurance Tree Removal in Columbia, MO
When a tree damages your home or property in Columbia, MO, Tree Wizard responds fast — removing the tree, documenting the damage, and working directly with your insurance adjuster so you don't have to manage the back-and-forth yourself.
Tree on your house right now?
Call (573) 442-1838 Now- Full Photo Documentation Included
- Detailed Invoice for Adjusters
- Crane-Capable for Structural Situations
- Locally Owned & Insured Since 2003
How We Support Your Claim
Documentation That Helps Adjusters
We provide photos, job documentation, and detailed invoices to support the insurance claim review process. We cannot guarantee insurance approval — but we can make sure your documentation is thorough.
Before-Work Photos
We photograph the fallen tree, the damage to the structure, and the surrounding area before any work begins. These establish the scope and cause of damage clearly.
Work Progress Documentation
Photos throughout the job show what we removed, how we removed it, and in what sequence. This matters when an adjuster wants to understand the complexity of the situation.
Detailed Invoice
Our invoice itemizes the work performed, equipment used, crew size, and time spent. Clear line-item invoices support faster claim review.
Cleanup Documentation
Final photos show the property cleared and clean — confirming that the debris is gone and the site is safe. Insurance companies often require this as part of the closed claim.
What to Do First
Steps to Take When a Tree Damages Your Property
1
Ensure Safety First
Get everyone away from the damaged area. Do not enter rooms under or next to the tree. If utilities are involved, call the utility company before anyone approaches.
2
Photograph Everything Before Removal
Before anyone touches the tree, take photos: the whole tree, the point of failure, the damaged structure from multiple angles, any surrounding damage, and the access route to the property.
3
Call Your Insurance Company
Report the damage and open a claim before the tree is removed. This establishes the incident on record and may affect what your adjuster needs to see.
4
Call Tree Wizard
We'll respond quickly, photograph the scene on arrival, and perform the removal safely. Our documentation is designed to support your adjuster's review from start to finish.
Proof of Coverage
Fully Licensed & Insured
Tree Wizard carries full general liability insurance and workers' compensation. You can verify our coverage before we arrive on site or share it directly with your insurance adjuster.
View Certificate of Insurance →Serving Columbia, MO Homeowners After Storm & Tree Damage
Tree Wizard has worked with homeowners throughout Columbia, Boone County, Callaway County, and Central Missouri on storm and emergency tree situations. We know how the claim process works and we document our jobs accordingly.
For active emergencies, call us at (573) 442-1838. For non-emergency insurance situations, submit a request and we'll follow up promptly.
What Customers Say
★★★★★ G
"We are so thrilled with the work done at Old Auxvasse-Nine Mile Presbyterian Church. They cut down 3 trees and…"
★★★★★ G
"The Tree Wizard staff from Teri that answered my call to the two guys that cut the huge pine tree in my backya…"
★★★★★ G
"Tree Wizard did an excellent service to my trees. Completed their work efficiently. Cleaned up completely. Whe…"
★★★★★ G
"Learned a lot during the estimate, making the decision to remove our dying tree that much easier. The removal…"
★★★★★ G
"Tree Wizard was sent by our insurance company to remove a good sized tree that fell on our roof during a thund…"
★★★★★ G
"Everything from the estimate to work completion was first class! All employees were professional and nice. Not…"
★★★★★ G
"Tree Wizard provided us with quality, timely service cutting down and removing trees. From the estimate, to th…"
★★★★★ G
"Tree Wizard helped us plant several new trees in our backyard. They guided us on the best species for our soil…"
★★★★★ G
"Chris is great — very knowledgeable and has tackled some BIG trees for a reasonable price. Love these guys!!!!"
Frequently Asked Questions
- Coverage depends on your policy and the situation. If a tree fell on a covered structure — house, garage, fence — cleanup and repair are typically covered. If a tree fell in the yard without hitting anything, most policies do not cover removal. Call your insurance company first, then call us.
- Your insurance company will typically want photos of the damage before any work begins, an itemized invoice from the tree service, and sometimes a written description of how the damage occurred. Tree Wizard provides all of this as standard.
- Yes. We work directly with insurance companies and adjusters, but coverage, deductibles, and out-of-pocket costs depend on your policy. We handle the documentation and can coordinate with your adjuster so the process is easier to manage.
- Generally, your own homeowner's insurance handles damage from a neighbor's tree on your property first — even if the tree came from next door. Your insurer may then pursue recovery from the neighbor's policy if negligence applies (for example, the neighbor knew the tree was dead and didn't act). Document everything and let the two insurance companies sort out subrogation; don't try to handle it directly with the neighbor.
- Yes. We photograph the scene on arrival, document the damage and work progress throughout the job, and provide a detailed written invoice. This is standard for all storm and emergency work we perform.
- For active emergencies — tree on a house, blocked access — call (573) 442-1838 first. Document the damage with photos before we arrive if it's safe to do so, then call your insurance company to open the claim. We can be on-site documenting our work and beginning removal as the claim opens; the two processes don't need to wait on each other.
- Don't remove the tree until you've photographed the damage thoroughly. Get photos of the whole tree, the point of failure, the affected structure from multiple angles, and any surrounding damage. Then call your insurer to report the claim, and call us to schedule the removal.
Request Emergency Help or Upload Photos
Tell us about your tree situation and we'll get back to you promptly.